Carry a safe, or 9, everywhere you go. Keep things you only need sometimes in there, and your gold/plat (ignore the other two). My safe has spare Shines, my diving gear+Obsid Pots, A stack of piggies, a stack of wood and a bed (never know when you need a house...also good for making a quick workbench to sit the piggies on), etc, etc, etc. Put stuff you want quickly in your safe and other crap that you can get when you have time...or stuff you really dont want to lose in a piggie. It will save you a fair bit of anguish down the road when you start getting a fair bit-o-gold on each run...it also sets you up for running medcore chars, which can be fun and FAR more challenging.